Finance for non-conforming vehicles and declined customers

If you have a car or van dealership and sometimes need the assistance of a more flexible funder why not let Ingram Finance take a look for you. We have been successfully arranging finance deals for customers and vehicles that fall outside the lending criteria of the large mainstream finance Companies for over 10 years, and at rates your customers can live with!

If a deal needs some further work to turn it into an approval. An underwriter will either telephone you for clarification or if it’s the customer we need to discuss things with, we will with your permission make the call and try to resolve anything to get to a positive outcome.

Please take a look at some of the dealer finance facilities we offer

  • Finance for cars without age or mileage restrictions, including modern classic vehicles.
  • Prestige car funding up to £75,000, available for customers with previous adverse credit.
  • New start businesses and customers with limited credit history.
  • Finance leasing for a new or used vans up to 7 years old.
  • No computerized credit scoring. All proposals manually underwritten.
  • Friendly service and prompt decisions.
  • No arrangement fees for customers to pay and no ridiculous rates, we would rather decline the deal.

Because we have experience of selling vehicles as well as arranging finance we understand your needs and try to make dealing with Ingram as straightforward as possible. Finance deals are considered by a person not a computer on an individual basis. E.G: You have a self employed customer who wants to buy an immaculate Mercedes CLK, but the car is 12 years old and he or she picked up a default 3 years ago. That’s going to be try Ingram time!

To give Ingram Finance a try you can either fax or e-mail us your existing proposal or download one of our personal or business customer proposal forms. Your dealership must either have Interim Permission or Approval from the FCA (Financial Conduct Authority)

If we are able to assist your customer we will send you an initial quotation you can present to your customer and if agreed e-mail finance documents for your customer to sign on your premises. We then ask you to return the completed signed documents and customer’s copy documents with your dealership invoice and bank details using “Signed For” post which guarantees arrival of the documents and we will arrange payout for you using Faster Payment which sends the funds to your account the same day.